Integrated Receivables
Credit Cloud
Automate your credit management process.
The CommercePaymentsTM Integrated Receivables Credit Cloud streamlines credit management to achieve proactive, agile and efficient risk management operations. It grants suppliers the ability to automate the credit application and periodic review process, while allowing the supplier to maintain control of credit approval requirements. Integrated Receivables Credit Cloud gives your credit department better visibility into the overall risk exposure of your customer portfolios. Your credit teams can leverage actionable insights based on real-time customer credit data, macroeconomic fluctuations and payment trends to arrive at accurate credit decisions.
Get more value out of your AR.
Mitigate risk with real-time credit risk visibility
Make better credit decisions with predictions based on artificial intelligence (AI)
Reduce customer onboarding time
Switch to a proactive risk management approach with Credit Cloud
- Online credit application
Auto-embed the online credit application to your website and auto-capture financials and personal guarantees.
- Configurable scoring models
Receive proactive credit reviews through automated scoring suggestions using credit data auto-aggregated from agencies.
- Blocked order management
Leverage AI to predict blocked orders and facilitate collaborative e-workflows.
- Reporting and analytics
Gain insight with a robust library of on-demand reporting and analytics.
How it works
Each day your ERP system shares customer AR information with Credit Cloud, our industry-leading credit software. The Credit Cloud then aggregates data from credit agencies, public financials, credit insurance, etc. The data can then be leveraged in Credit Cloud to provide automation in credit application scoring and periodic reviews.
Discover what CommercePayments® Integrated Receivables can do for your business.
